694 N.W.2d 274 Robert OWENS, Employee and Appellant, v. F.E.M. ELECTRIC ASSOCIATION, INC., Employer, and Federated Rural Electric Insurance Corp., Insurer and Appellee. No. 23155.Supreme Court of South Dakota. Considered on Briefs October 4, 2004. Decided March 9, 2005. Appeal from The Circuit Court, Fifth Judicial Circuit, Brown County, Eugene E. Dobberpuhl, J. Page 275 […]