552 N.W.2d 98 DE SMET INSURANCE COMPANY OF SOUTH DAKOTA, Plaintiff and Appellant, v. Matthew GIBSON and Lance Gibson, Defendants and Appellees. Nos. 19300, 19314.Supreme Court of South Dakota.Argued February 13, 1996. Decided August 14, 1996. Appeal from the Seventh Judicial Circuit Court, Pennington County, Jeff W. Davis, J. Steven J. Helmers of Lynn, Jackson, […]